Owner Financing
Buy your land with only 20% down. No credit check. 7% simple interest per year.
How It Works
Our financing process is simple and transparent. Follow these 5 steps to become a landowner.
Browse our available properties and select the perfect land for your needs.
Review and digitally sign the Land Purchase and Financing Agreement.
Pay 20% of the property price as down payment to secure your land.
Pay fixed monthly installments for 12, 24, 36, or 48 months with 7% simple interest.
After final payment, receive your quit claim deed free and clear.
Visual Process Map
Why Choose Our Financing?
We don't check your credit score. Everyone is approved.
Only 7% annual simple interest, not compound. Fair and transparent.
Choose 12, 24, 36, or 48 month payment plans that fit your budget.
Our land prices are significantly below market value.
Calculation Example
See a practical example of how financing works
Total Price
$10,000
Down Payment (20%)
$2,000
Monthly Payment Options
Total Interest (7% per year)
$560
Calculated as: $8,000 × 7% × 1 year = $560
Frequently Asked Questions
Simple interest means the 7% annual rate is calculated only on the original financed amount, not on accumulated interest. For example, if you finance $10,000 for 12 months, you pay exactly $700 in interest ($10,000 × 7% × 1 year), regardless of when you make payments.
No! We don't check credit scores. As long as you can afford the down payment and monthly installments, you're approved.
You receive the quit claim deed free and clear after making your final payment. Until then, the seller retains legal title to protect both parties.
Yes! You can pay off your balance at any time. Since we use simple interest, your total interest is fixed from the start, so early payment saves you money.
Contact us immediately if you're having trouble. We work with buyers to find solutions. However, repeated missed payments may result in contract default as outlined in the agreement.
The buyer is responsible for all property taxes and assessments from the date of the agreement.
Ready to Get Started?
Browse our available land and find the perfect one for you